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Guidance for Employers Receiving Medical Loss Ratio (MLR) Insurance Rebates

The Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA) took effect in 2011 and requires that health insurers spend a minimum percentage of all premiums received toward medical claims...

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Some Small Employers May Be Able to Defer Adverse Impacts of Health Reform

With benefit changes and possible cost increases associated with the Affordable Care Act (ACA) coming in 2014, small employers may find the Early Renewal Option offered by most California health...

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